Rubab, Sana, Syed Khalil Ahmed, and Muhammad Usman. “Factors Affecting Bank Customer’s Usage of Electronic Banking”. Qlantic Journal of Social Sciences 4, no. 1 (March 30, 2023): 7–18. Accessed April 9, 2025. https://qjss.com.pk/index.php/qjss/article/view/40.